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[First home case study: starting situation, challenge, how we helped, outcome, what happened next]
First Move
Your first move starts with a clear plan.
Buying your first home is a big step. We'll help you understand where you stand, what support might be available and exactly what to do next.
The questions every first home buyer asks
How much can I borrow?
It depends on your income, expenses, debts and the lender. We'll work out a realistic figure with you, not just the biggest number.
How much deposit do I need?
It varies by lender and your situation, and government support may reduce what you need. We'll walk you through your options.
What other costs should I plan for?
Stamp duty (if it applies), conveyancing, building and pest inspections, lender fees and moving costs. We'll help you see the full picture before you start looking.
What if I'm not ready yet?
Right now might not be the perfect moment to buy, and that's completely okay. We'll work with you on a clear plan so your future self is ready to make the move.
Help you might be eligible for
The Australian and Victorian governments offer support for first home buyers. Rules and limits change, so we'll check what applies to you.
Australian Government 5% Deposit Scheme
may help eligible buyers purchase with a smaller deposit.
Learn moreVictorian First Home Owner Grant
a one-off grant for eligible first home buyers. Conditions apply.
Learn moreVictorian first home buyer duty exemption or concession
may reduce or remove stamp duty for eligible buyers.
Learn moreLast reviewed
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What lenders look at, and how we help
Lenders look at the whole picture. We'll help you get each piece in order.
Savings: showing you can save regularly.
Spending: understanding where your money goes each month.
Credit history: checking your credit file and sorting out anything that could hold you back.
Employment: having the right evidence of your income ready.
Deposit and costs: knowing everything you need upfront, not just the deposit.
We can't promise an approval. We can promise honest advice and a plan you understand.
Ten steps to your first front door
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Step 1: 10-minute intro call
tell us about your first home goals.
You won't do this alone
Reassurance at every step.
Ask us anything. There are no silly questions.
Plain language.
We explain the jargon as we go.
Document support.
We help you gather everything, so nothing gets missed.
Regular updates.
You'll always know where things are at.
From first chat to front door
“As first home buyers we had lots of questions about the process and what we needed to do to achieve the best result possible. Amie and her team were amazing at making us feel informed, confident, comfortable and ready to buy our first home.”
Some lenders allow a family guarantee. We'll explain how it works and what it means for everyone involved.
Ready to take your first step?
Book a free chat. We'll look at where you are today and map out a clear path to your first home.
This is general information only and doesn't take into account your objectives, financial situation or needs. [Amie to confirm the compliance-approved wording]